Insurance Corporation of British Columbia is a universal car insurance corporation in B.C. You must take their insurance policy if you park or drive your vehicles in B.C. They provide different types of auto plan insurance policy for you. You just have to choose a strategy for your safety.
In this article, we will be discussing how you can negotiate with ICBC. After knowing the process, you will be able to get the highest compensation for your car accidents.
How can you negotiate with ICBC?
If you have been involved in any car accident, you have to let them know within 24 hours by reporting a file. Then a representative will come to know your information and all other investigation.
Then your claim will be handled by one of their representatives. At this time, you have to negotiate with ICBC to get better compensation. There have some tips and tricks regarding negotiation with the Insurance Corporation of British Columbia. These are given below:
Reporting your claim:
At first, you have to report your claim to the Insurance Corporation of British Columbia. Then ICBC will take over your claim to a claim adjuster of them. He will investigate or research on your claim. A claim adjuster of ICBC is a certified and very experienced person in this field.
You should be very careful and try not to make any mistake when you are dealing with a claim adjuster of ICBC. After finishing his research, he will give you the settlement offer. You have to handle it very carefully.
Be aware of your claim adjuster:
A claim adjuster knows very well that how to do settlements, how to negotiate. Because he is experienced in this profession, he will always try to make you believe that he is your well-wisher; he will do a better settlement for you.
But the reality is not that. You always remember that he is an employee of the Insurance Corporation of British Columbia (ICBC). The adjuster’s main goal is to do his performance well as an employee of ICBC.
Insurance companies mainly earn money from the insurance premium and avoiding paying the claims. So, the adjuster’s main task will be how to reduce ICBC’s cost and how to avoid paying your claim.
So always be careful about adjuster where you want to get a good compensation. If your adjuster finds any fault of you in the accident, he will try his best to avoid paying you the claim. So, be aware of it from the first stage of your settlement.
Be careful about your information:
A claim adjuster can use your information against you in court. So, you should be very careful when you are giving him information or filling any form. If he gets any fault in your medical report or in any report, he will use it in the best way for reducing the cost of ICBC or for avoiding paying the claim.
Review the settlement offer carefully:
The adjuster of ICBC will review your accident settlement. He will give you an offer. You should not accept it immediately. Review it again. Once you accept the claim offer, you will not be able to go back again. You have to take that fixed amount of compensation. So, before you accept the claim offer, review the settlement offer again.
Hire an experienced lawyer:
Forgetting the highest compensation, you should hire an experienced lawyer for your ICBC claim. He will negotiate with ICBC in the best possible way. He knows how to deal with the adjusters as well as the Insurance Corporation of British Columbia.
So, if you want to do the best settlement and get the highest compensation, you should hire an experienced attorney for the ICBC claim. This is how you can negotiate with the Insurance Corporation of British Columbia. We have shown the best possible way.
Conclusion:
Every insurance company wants to reduce its cost by avoiding giving compensation. That’s why you have to negotiate with them. ICBC is not different. You also have to negotiate with them to get your claims.
In this article, we have shown the best possible way how can you negotiate with ICBC. We hope it will help you to get better compensation or your claims.
