Posts by Jaime Ortega-Simo:

    Why the Risks of Cerebral Palsy Are Higher in Twins

    December 7th, 2020

    Pregnancy always comes with a certain amount of risk. Fortunately, since delivering a baby is a part of the medical profession that goes back to the beginning of our species, doctors have seen everything when it comes to childbirth. As a result, medical technology has continuously evolved to make pregnancy safer. However, dangers still occur, and when giving birth to twins, many of those dangers are doubled.

    Giving birth to twins increases risks across the board. Cerebral palsy is just one of a plethora of things that can go wrong. At the same time, though, cerebral palsy is often one of the most easily avoided possible consequences and often comes down to the competence of the medical staff assisting in the birth.

    How Risk Is Increased

    One of the main reasons that giving birth to twins has the potential to lead to so many unwanted complications is the fact that twins are often born prematurely. Babies being born before they have fully developed means that they are forced to attempt to adjust to the outside world before they have all the tools they would ideally have when leaving the womb. They are more delicate than babies that reach full term and more vulnerable to a birth injury.

    Another risk factor for twins when it comes to the potential of developing cerebral palsy is that even those who do reach full term are often underweight. There is also increased danger when one of the twins dies in the womb. The risk of a twin being born with cerebral palsy is over five times higher than the risk of a single-birth baby being born with the condition.

    What Is Cerebral Palsy?

    Cerebral palsy is a group of movement disorders that are caused by brain damage. Cerebral palsy is a developmental disorder that affects a baby at some point between while still in the womb and the first couple of years of a child’s life. There is currently no cure for cerebral palsy, and the condition will continue to affect a child for their entire life.

    Early detection of cerebral palsy is vital. Despite there being no cure for the disorder, there are many treatments to minimize the impact on your child as much as possible. Disabling effects cannot be reversed, but avoiding advancement is often possible.

    Cerebral palsy ranges from a minor condition involving poor functioning of a single limb to severe cases involving full-body mobility issues as well as cognitive issues that affect upper-level brain functions.

    There are four types of cerebral palsy:

    • Spastic cerebral palsy
    • Dyskinetic cerebral palsy
    • Ataxic cerebral palsy
    • Mixed cerebral palsy

    Spastic Cerebral Palsy

    Spastic cerebral palsy is by far the most common type of the disorder, with about 80% of cases falling into this category. Spastic CP involves stiff muscles and awkward body movements caused by increased muscle tone. 

    Spastic CP can be broken down further into these subcategories:

    • Spastic diplegia/diparesis – primarily affects the legs. The upper body is only mildly affected or is fully functioning
    • Spastic hemiplegia – impacts one side of the body and typically has more of an effect on the arm than the leg
    • Spastic quadriplegia – Affects all four limbs as well as the body and the face. Other complications can include intellectual disabilities, seizures, difficulty speaking, hearing problems, and partial or full blindness

    Dyskinetic Cerebral Palsy

    Dyskinetic cerebral palsy affects a person’s ability to control limb movement. People with dyskinetic CP often have difficulty sitting and walking. In some people, the face and tongue are also impacted, resulting in difficulties with talking, swallowing, and facial expressions. Dyskinetic CP involves muscle tone that varies between too tight and too loose and can switch between the two multiple times within the same day.

    Ataxic Cerebral Palsy

    Ataxic cerebral palsy is a more mild form of the disorder. Ataxic CP affects balance and coordination. Those affected might have difficulty walking or performing tasks that require precision or quick movements.

    Mixed Cerebral Palsy

    Mixed cerebral palsy is a combination of multiple types of CP.

    Talk to an Attorney

    Those who have had a child diagnosed with cerebral palsy might want to consider bringing legal action against the hospital where they gave birth or the doctor that delivered their children. However, before filing your claim, get informed about your child’s diagnosis. An independent medical professional might be able to help you to determine whether your child’s cerebral palsy was caused by medical malpractice or another condition.

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    Debt Consolidation Loans And Other Ways To Pay Off Your Debt

    December 7th, 2020

    It is quite easy to fall into a pattern of spending, without realizing that your debt is getting out of control. Using credit cards for payments, making late payments for your loans can all lead you to a life of debt. There are many kinds of debts such as student loans, credit card bills, mortgages, medical bills, business debt or even personal loans. No matter what kind of debt you are in, it can take you decades to get out of such a situation. It is not easy to figure out how to handle your debt, especially if you’re falling behind on your monthly payments. Falling behind in dealing with your debt has severe consequences and paying it off can be filled with a lot of hard work. Fortunately for all of us, there are a few tried and tested strategies that can help you get out of debt faster. 

    The strategic use of debt consolidation loans

    Not a lot of people know that they have the possibility of taking out a new loan for the sole purpose of debt consolidation. These loans are usually fixed-rate loans that offer a significantly lower APR than others such as credit cards or short-term loans. Such loans require a reasonable credit score, allowing you to pay off all other debts with the money obtained from this loan. It is much easier to handle paying one monthly payment rather than paying three or four once a month. You can click here to learn about debt consolidation and how it can benefit you in the long run. These loans can even provide a boost to your credit score by helping you make payments on time.

    Pay off more than your minimum payment for each debt

    An average credit card payment will include a typical 15% APR, which can take a long time to pay back. No matter what kind of debt you are carrying, be it personal loans, student loans or credit card debt, one of the best ways to pay them off early is to actually make more than the minimum monthly payment. This will assist you in saving interest on each of these loans throughout the life of your loan. This will not only speed up your repayments but also get you out of debt faster. You can even use some free online debt repayment tools such as Unbury.Me in order to help you track your progress.

    Pick up extra work

    Having some extra income every month can help you pay off your debt much faster. It is a hard route but it can amplify your efforts quite a lot. Almost all of us have at least one skill that you can use for some extra cash, even babysitting and mowing lawns can help you earn a small amount. It’s easy to find a way to earn money part-time sitting at home with sites such as The key is to budget strategically so that you use this extra money to pay off your loans.

    Optimize your budget and consider living with a bare-bones budget

    It is of the utmost importance to consider cutting down on your expenses as much as you can. A tool that can help you accomplish this is a bare-bones budget. This strategy helps you cut down all your expenses as low as you can and live on the bare minimum for as long as possible. This includes cutting out every “extra” in your expenditure such as cable television, going out to eat or even unnecessary shopping. This will help you save more in order to pay off your debts. This strategy is only temporary in order to help you catch up with your payments. Once you are closer to your goal, you can slowly start spending more money.

    Keep a garage sale

    You can sell off everything that you do not need in order to earn some cash quickly. A lot of us have things lying around the house that we never even use and that can be sold off for a handsome amount. A good old-fashioned garage sale may be just the strategy you need. This is one of the cheapest ways to sell off your extra stuff and make a good amount of profit.

    Negotiate the interest rates on your credit cards and other bills

    If you feel that the only reason you’re drowning in credit card debt is the high interest rate, it might be a good idea to call your card issuer and negotiate. If you have a good record of paying your bills on time, you might even get a much more reasonable interest rate. 

    Cut down on your expensive habits

    If you have trouble dealing with your monthly expenses and are always struggling to make payments, maybe you should consider evaluating your lifestyle and habits. It makes sense to introspect on where you spend money daily. It helps you evaluate what purchases are essential and which ones can be dropped. A study revealed that most Americans spend around $2,292 per year on cigarettes. Quitting will help you save quite a lot of money which can go towards paying off your debts. Small things such as making coffee at home rather than spending money in a café every day can help you save a ton of money in the long run.

    Pay off balances with ‘found money’

    ‘Found money’ can be in the form of an annual raise, some inheritance or even a bonus at work. Using these to repay debts can help you reach the goal of becoming debt-free much faster. You can use them to either pay off your smallest loans so that you only have to make fewer monthly payments, or even use this money for early repayments of big loans so that your interest for it decreases significantly.

    Financial management can seem easy to plan but the execution is the hard part. Make sure you are updated on the various ways that are available to help you with financial management. Go through the aforementioned points to get some clarity and insight into this issue.

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    6 Things You Probably Didn’t Know Your Mac Could Do

    December 7th, 2020

    Mac’s popularity and their track record as robust devices have never been in question. Generally speaking, they are nice machines for work and play with lots of tools and features packaged into the OS. There is no sign of this slowing down with the release of the Big Sur looking to improve that experience. Whether it is about filling in forms, browsing, playing music, or editing files, Mac won’t disappoint. That’s just a scratch of the surface, though! We have created this guide to shine the light on some of the things you probably didn’t know your Mac could do.

    Sign Documents

    Several Mac users don’t actually know that they can digitally sign documents using their Mac device. After all, digital signatures are now growing important in a world going paperless. If you are using a Mac, there is no need to pay for an expensive editor or go the tedious way of printing and rescanning your document. Mac offers an easier way to capture and use your signature to sign documents whenever the need arises. The process is simple and you don’t need a lot of technical skill to use the feature. 

    First, sign on a piece of paper so that you can capture it using your Mac’s Webcam. Open the “Preview” on your Mac laptop and navigate to the “Preference” menu. Choose “Signatures,” then hit the “Create Signature” option and hold your signature in the right position for the Webcam to capture. Click “Accept” to save the captured signature on your Mac. Whenever you need to sign your documents, simply drag and drop your saved signature onto the respective document.

    Make your Desktop Folder Icons as Emoji

    Well, turning your desktop folder icons into emoji may not have much impact on your Mac productivity. Still, many people do it just for fun! You can imagine how your desktop looks stylish and unique with a variety of diverse emojis. 

    Nevertheless, using different emoji for different folders will help you differentiate and access folders much faster. Doing this is actually quite easy. Just download emoji of your choice or fetch them from the best emoji apps and then double-click to open it in Preview. Click the markup icon to make your image transparent and ready for use. Now copy the image by pressing the Command + C. Go to the folder you want to change, right-click it and select “Get Info.” Locate and click the small folder on the info panel, then paste the emoji you just copied. Repeat the same procedure for the other folder icons you want to replace with an emoji.

    Work Together with your iPhone

    Mac and iPhone often work together quite well because they both come from the same manufacturer, i.e Apple. If you didn’t know, there are myriad useful functions you can use together on your Mac and iPhone. Provided you are signed in with the same iCloud account, you are free to collaborate and work together on these two platforms. Some of these collaboration avenues include copy and paste content between your Mac and iPhone, pause and resume tasks on any device, play content from your iPhone on Mac, move Mp3 to iPhone from your Mac and vice versa, share an internet connection, and unlock your Mac using your iPhone. There are plenty of ways you can work together with your iPhone on Mac. Provided you are signed in with the same account, your Mac and iPhone can always work together if you want. 

    Do Math with Spotlight

    While Spotlight is an excellent feature in Mac, many users still underestimate its capabilities. Maybe because you haven’t discovered yet how much it can offer?  Spotlight is one of the free Mac apps that will find anything for you on Mac. However, it does more than search and is improving with every new version of MacOS! If you find it surprising, it is worth knowing that you can use Spotlight to do some calculations. Whether you want to carry out basic math calculations or unit conversion, Spotlight will carry out with ease. The simplest way to open Spotlight is via Command + Space. To do math calculations, just type the Command such as 2+2, and the answer will appear as the search result. For unit conversion, type the respective Command, for example, 10 meters to feet, and again the answer will be displayed as the search result.

    Customize Keyboard Shortcuts

    Knowing keyboard shortcuts can lessen the time you take to navigate on your Mac in a way that can boost your productivity. That said, Mac has predefined keyboard shortcuts, and there is no single shortcut for every menu. The good news is that Mac allows you to customize or create keyboard shortcuts for anything you want. To do this, just navigate to the “System Preferences” > Keyboard > Shortcuts > App Shortcuts. Here, click the “+” icon, and a dialog box will pop up. Select the application you want to create the shortcut, the respective menu command’s name, and the desired keyboard shortcut. When you are satisfied with your selections, click “Add” to finish.

    Let your Mac Read it for You

    If you are exhausted and don’t feel like reading a document, you can always tell your Mac to read it aloud for you. That sounds great because you won’t strain following the lines, especially if it is a lengthy document. Just select the text you want the Mac to read aloud, then click the “Edit” tab at the top of the page. From the displayed options, select “Speech” and subsequently hit the “Start Speaking” option. If you are not impressed by the narrator’s voice, you have the license to change. Go to “System Preferences” > ” Dictation & Speech” and choose a suitable voice. You can pick a voice like the Princess or Bad News or Vicky.

    Wrap up

    We hope our quick guide has highlighted some of the useful things you probably didn’t know your Mac could do. You can always explore to find out more and improve your experience on Mac. Yes, there are a lot of hacks that will make your life far much easier and fun!

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    The Best Types of Debt for Consolidation

    December 7th, 2020

    The Best Types of Debt for Consolidation

    Although carrying debt is a very common experience in America, there’s no universal way to get out of it. What works for one person may not for their neighbor. The most fitting way to deal with debt depends on factors like the amounts owed, types of debt, the credit score of the borrower and more.

    Debt consolidation is one potential way to streamline debts and possible pay them off in less time at less expense. Want to know if debt consolidation is a possible path forward for you? Start by considering the types of debt you have — then see if they match up with the best types of debt for consolidation. 

    Four Types of Debt It May Make Sense to Consolidate

    The main thing to keep in mind when it comes to a specialized debt consolidation service is it primarily works on unsecured debts — those not backed by collateral — rather than secured ones.

    Examples of unsecured debts eligible for consolidation include:

    • Credit Card Balances: Credit cards are known for having high average interest rates, so it often makes sense to consolidate these if you can qualify for a loan at a lower interest rate or transfer existing balances to a new card with better terms. 
    • Medical Bills: The first step is usually trying to negotiate charges down with the provider or applying for hardship assistance, but getting a person loan is a possible solution to dealing with steep medical debt too. Another option is consolidating medical bills onto a zero-percent interest credit card, according to NerdWallet — but only if you can pay the entire balance before the introductory period expires.
    • High-Interest Loans: Say you took out a high-interest loan in the past, but have since improved your credit standing — or have seen interest rates drop in general since last time you borrowed. You might be able to get a new loan with a lower annual percentage rate (APR) to pay off the old one, saving you money on interest charges.
    • Student Loans: Many borrowers with student loans end up juggling multiple loans, each with its own terms and interest rate. You may be able to streamline here, making the monthly repayment process easier and saving money if you qualify for a competitive interest rate.

    As we mentioned earlier, consolidation generally applies to unsecured loans rather than secured ones, like auto loans and mortgages. You’ll notice these types of loans generally carry lower interest rates— because tying the loan to a physical asset reduces lenders’ risk. Therefore, replacing them with a personal loan usually doesn’t make financial sense.

    When Does Debt Consolidation Make Sense?

    According to Value Penguin, here are a few situations in which debt consolidation may make sense:

    • Trying to stay on top of unsecured debts is making it difficult to afford essential living expenses.
    • Your credit score is good or excellent so you’re able to qualify for low interest rates on loans or a balance transfer credit card. Borrowers with fair or bad credit may be better suited to a debt management plan or other solution.
    • You’re able to create a budget, reduce your expenses and stick to this spending plan for as long as it takes to consolidate. Consolidating without changing your spending behaviors can unfortunately beget even more debt.

    The rule of thumb to keep in mind when it comes to debt consolidation is to consider it for streamlining unsecured debts with higher interest rates than you can get on a consolidation loan or balance transfer credit card. The best-case scenario upon consolidating is streamlining your debts for the sake of convenience and reducing the amount you end up paying in interest charges — possibly by hundreds or thousands of dollars.

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    November 26th, 2020


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    5 Things You Need to Do After Being Denied a Business Term Loan

    August 5th, 2020


    Starting a business from the ground up takes a lot of work. You do your research, create a foolproof business plan, apply for business term loans, put everything together, and hope for the best. But despite your efforts, you still hit a major setback – your small business loan application got rejected. 

    Business loan rejections can be devastating, especially if you’re tight in cash. If it offers any solace, only one out of four business owners qualify for a loan. There are numerous reasons why your application got rejected. If you can figure out why you were denied a loan, you can work on improving your application and apply the second time around. Additionally, you can apply for alternative business loans suitable for your business. 

    To help you get started, here are five things you need to do after being denied a business term loan:

    1. Know Why Your Loan Application Got Rejected

    Lending money to entrepreneurs is a risky business. To lower the lender’s risks on the loans they make, they set loan requirements and match them against applications. There’s a reason why you didn’t qualify and there’s no better to ask than your lender. If your loan application got rejected, lenders will notify you in writing as to why you didn’t qualify. For instance, the letter might mention that you don’t have enough collateral or you have a poor credit rating. Knowing the reason for your rejection is crucial if you want to qualify for a loan the next time you apply. 

    1. Work on Your Credit Score

    Believe it or not, more than half of small business owners in the country don’t know their credit scores. This can be troubling considering how important credit rating is when applying for a business loan. Aside from your personal credit score, potential lenders will assess your business credit history as well. In this way, they’ll get a clear picture of how you handle your finances. 

    Similar to a personal credit score, a business credit score is based on your company’s credit obligations, payment history, legal filings, number of years in business, size, and type of business, and repayment performance compared to similar companies. You can improve your credit rating by applying for business credit cards, working with supplies who report payments, and separating personal and business finances. 

    1. Improve Your Company’s Financial Standing

    Along with your business and personal credit scores, your company’s financials is also a major factor when it comes to loan qualifications. Pay attention to the strength of your yearly revenue, cash flow, and profitability. To better improve your financial standing, assess your financial standing from a lender’s perspective. You can choose a loan that will best fit your company’s financials.

    1. Consider Alternative Financing Options

    If you’ve been denied a loan from one lender, it doesn’t mean it’s a hard “no” for the others. Loan qualifications and requirements vary from lender to lender. The type of loan you’re applying for and the terms of your financing can affect your application as well. Even if you don’t make drastic changes to your credit or cash flow, you can still qualify for a small business loan if you check your options thoroughly. 

    1. Think Long-Term

    You can fix your credit rating or issues in business finances overnight. To qualify for more favorable loan terms, it’s important to make long-term financial changes. Aside from improving your credit rating, you should also do the following:

    • Make Payments on Time: If you’re behind on loan payments, make sure to remedy it ASAP so your credit can recover. You don’t have to repay all the debt you owe, but you can contact your lenders and discuss a payment plan that favors both parties. 
    • Increase Your Income: Who doesn’t want to increase their monthly earning? Increasing your income is easier said than done, but if you’re planning to borrow money, it’s important to pay attention to your profitability. If you plan on making major changes to your business, it’s better to pursue them after you’ve qualified for a loan. 
    • Slowly Pay Existing Debt: If you have existing loans, this could affect your ability to qualify for small business loans. Lenders will look at your debt and your income. By minimizing your debt, you also reduce your debt-to-income ratio. As a result, this makes you look like you’re financially capable to handle another loan. 

    Learn More About Business Term Loans Before You Reapply

    Qualifying for business term loans from traditional lenders is not as grim as it sounds. The key is to find a loan product that’s suitable for your needs and to work with a reputable and experienced lender. In the meantime, there are alternative financing options that have a more lenient application process.

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    4 Tips on How to Spend Less in 2020

    June 18th, 2020



    People love spending a lot on anything that they want. Especially nowadays since the internet and technology are very useful to us, it’s very easy to transact and spend on whatever we want. Even with this known pandemic happening around the world, people are bored from their home and most of us are using different platforms as past time adding anything to cart, buying anything online whenever they want even if it’s not necessary.  

    People get so caught up in their lifestyles that they fail to realize they are spending money on things that don’t even fit into their value system. You have to rethink your values, specifically those related to money. One important way to reduce your spending is to cut back slightly in every area. You have to start with making your life simple.

    Since COVID-19-related lockdown restrictions began, the financial status of many Americans fluctuates. Since the US ranks the highest number of cases globally, people begin to change their spending lifestyles to financially live the economic consequence of this pandemic. There are quite many online budget tools accessible to help people manage their money, and saving sites like Billry provide gadgets and awesome content to help people clean up their bills. It is a marketing lead generator that gives convenient access to third-party lenders. 

    Now is the right time to do the right thing. 

    Here are 4 tips on how you can spend less this year.

    Cut Unnecessary Expenses

    This strategy is essential to lessen your spending. You have to cut your spending on the things that are not essentially necessary. Think many times if you really need that thing before deciding on buying. Look for expenses that you do not care about. It could be the coffee you get before work or something else. You have to find a way to lower that expense. Your goal is not to stop your spending, but to be well planned with your spending. Always remember to not be impulsive.

    Pay Bills Online

    Consider paying your bills online. Making use of that can be more efficient and effective than paying by check or going directly to the bank, saving you not only money but also time in the process. Nowadays people can even set up many bills to be paid automatically, decreasing the odds of paying their bill late. Thanks to paying your bills online you won’t have to pay postage charges and you will have an electronic record of your banking activity – making everything hassle-free.


    Use Coupons

    You can surely save a lot of money and spend less by using coupons or waiting for sale prices. It is available in different magazines and leaflets from stores or you may look for it before checking out in online stores. This helps you get free shipping, discounts, and some other great deals. It is popular especially in the US because there are lots of people doing extreme couponing.

    Make Gifts Instead of Buying

    It’s easy to spend money on birthday and holiday gifts if you have a lot of money. But you can save and spend less by making your own DIY gift. There are lots of DIY ideas and tutorials on the internet that you can try like if you are handy with fabric and have a sewing machine, you can make simple clothes and garments. You can also try making your own candles, soaps, or any craft you’re good at or even bake goodies and it shows a lot of appreciation for the person you’re making it for because of the time and effort you put into it. In this way, you spend less, enhance your creativity, and become more appreciated yourself.

    Having a less expensive lifestyle doesn’t always mean you are living less. Being practical, especially financially, is essential as this will help you achieve your goals better and make your life stable.

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    How to Write a Dissertation in College

    October 1st, 2019

    Many colleges require students to submit a dissertation before graduating it has been the main hurdle for many people to their graduations. Dissertation writing is not like any other form of writing which are mainly designed to test students’ mastery of a subject or course. Rather, a dissertation is supposed to generate new information derived from research using scientific research processes. 

    What is a Thesis Paper?

    A thesis dissertation is a long piece of writing based on your own ideas and extensive research that you do as part of a university degree, especially a higher degree such as a Ph.D. The most important step in this writing process is coming up with a befitting topic that you will be exploring. The topic must be unambiguous and it should not have an obvious ‘yes’ or ‘no’ answer. 

    You can ask about useful dissertation help

    This task can be overwhelming and a hand can really be useful. You can check with essay writing services Canada and join thousands of other students who have sought help from them. These are professionals and experts in their respective fields and have been helping students to write their dissertations in record time. They have a long list of satisfied customers who can attest to the indispensability of their services. You can ask how to write a thesis proposal which is a very important step in dissertation writing.

    General Structure

    The general structure on how to write a dissertation may vary slightly from different institutions but they must have the following sections: introductory, literature review, methodology; summary & analysis, and conclusion. The structure may vary greatly among many colleges but as a rule of thumb these sections must be present in a research paper. A more detailed structure adopted by many institutions must have the following sections and subsections;

    • Title page;
    • Abstract (summary);
    • The table of contents;
    • Introductory paragraph;
    • Literature review;
    • Methods and materials;
    • Results;
    • Discussion;
    • Conclusion;
    • Acknowledgments;
    • Recommendations;
    • Bibliography;
    • Appendices.

    Write thesis acknowledgments

    Thesis acknowledgments is a section dedicated to thanking the people who supported you in doing the thesis dissertation. They may include your colleagues, family, supervisors, etc. In the acknowledgement section, include the names of these people and you if possible, describe how they helped you. Writing a dissertation is not an easy task and giving a shout out to your support network who encouraged, advised, proofread, or assisted in any other way is a generally accepted norm. 

    Literature review

    This is one of the most important sections of the research paper. It is the review of the related literature which has several functions. Firstly, it helps direct your research. There are other people who have carried out researches similar to your own and reading their works can help you refine your topic and draw inspiration from the way they authored their content. Secondly, the literature review helps to understand the best methodology to carry out your research. 

    Plan your writing time

    To hack the process of writing a dissertation, planning your time is imperative. A dissertation is not like any other paper that you can write on the due date. For a dissertation, a student must plan on how to write the sections and dedicate sufficient time for the same. Some sections might run concurrently to save on time. For example, it is recommended to continually write the literature review as you conduct the research. Secondly, you have to plan meticulously on how to conduct the research. In some cases, the research is affected by weather elements and especially if the research is longitudinal, proper planning of time is very important. For example, writing on how a topic that is weather specific like attendance of school in summer means that if you do not plan yourself in advance to conduct the research during the ll have to wait till the next summer.

    How to arrange references

    A reference list is very important for any dissertation. Remember you dedicated a whole chapter (literature review) towards researching existing literature on any information related to your research. All this information must be included in the references. Additionally, the references must be arranged in a particular manner. Each college has a specific way that it expects the students to adhere to. There are common reference formatting styles i.e Chicago, APA, MLA, Harvard, etc. Each of these formatting styles portrays the references differently. A student must learn how to arrange references to their dissertation paper that is in line with the expectations of his/her college.

    A helpful college thesis sample

    Sometimes it is hard to comprehensively understand what to do to put down your research. You can find a sample in your area of study and follow the format outlined therein. Most dissertation formats do have a general structure and therefore it can help you form your own structure. However, it is also very important to ensure that you do not plagiarize that work as it could have a catastrophic impact on your education. 

    Final words

    Hopefully, this article has highlighted the key things that you need to know when writing a college dissertation. It is a collection of proven tools that have helped many students to take down this task with ease. However, writing your dissertation is not the end of everything, you may find yourself needing a resume. For that, you can also check out our resume writing department. We got you all the way to your first day in the office and you can contact us to help you deliver a Resume That Works.

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    The US hidden card against Russian and Chinese gold reserves?

    October 22nd, 2018

    By Jaime Ortega. 

    Precious metals are undervalued compared to the US dollar because the US runs trade deficits which keep the artificial price of the dollar high making it the world reserve currency.  The US dollar remains the most liquid fiat currency in the money supply given its popularity and tangibility, easy to exchange in any market, its trade volume is second to none.

    The goal of the US dollar was to tare the popularity away from silver and gold so trade could centralized and manipulated by a central bank that could issue new loans to investors in exchange for higher interest rates.

    Gold and silver are both speculative assets but serve as units of accounts. Precious metals cannot be centralized since they cannot be created, they can be mined and dugout the earth. Any major central bank knows precious metals are a kryptonite to paper currency since gold and silver have historically remained the survivors of economics bust and booms.

    Whether or not the Federal Reserve holds gold reserves in its vaults it’s a question of speculation and rumors. But for the US to remain competent in the market where outside players like Russia and china have acquired precious metals to devalue the US dollar, it most hold assets in its vaults whether or not it has gold and silver.

    There is one asset class that can compete with precious metals and that is precious stones. If gold and silver are scarce assets, gems and diamonds are scarcer. Little is known about the price volatility of stones relative to the artificial value of US notes, since unlike precious metals they are not traded in an exchange and rarely listed on indexes. A table full of precious diamonds might be worth a basketball court of Russian and Chinese precious metals.

    In my opinion the US might hold a vast reserve of precious stones used as special insurance to hedge risk aversion against a comeback of precious metals – the kryptonite of the money supply – that would weaken the artificially bloated US dollar.  Gold can only compete with other asset classes relative to its scarce value within its market volume, including its historical appreciation rate, which means diamonds could easily overtake gold prices if investors jump from debt to equity markets during a credit crisis. Historically, the purchasing power of diamonds in exchanges is far greater than that of any precious metal known to man. In fact, diamonds are the most stable asset class in the world with the least volatility in price fluctuations relative to inflation.

    If the US bond market collapses to the value of Chinese and Russian bonds pegged by precious metals, the US could issue the debt to its investors with precious stones as it underlying asset would skyrocket once the US dollar devalues. Such tradable exchange would mean that a devaluation of the US dollar, would be an appreciation of the nominal value of precious stones worldwide which would be many times greater than that of gold.

    If a new exchange for precious stones was created it could potentially destabilize the speculative price of precious metals and halt the rise of crypto-currencies, hurting both gold-silver prices and Bitcoin. The only way the US could avoid a total meltdown of its currency, is by pegging precious stones with the total money supply in circulation and use contractionary monetary policy to shrink bank created money into a one thousand year bond of debt of repayment pegged by precious stones — or the promise it would dig for more diamonds in during the life spam of the long term debt — ending the Federal Reserve power to create interest.

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    The Bond game, artificial inflation and dark bubbles

    October 19th, 2018

    By Jaime Ortega.


    US Treasuries are considered the safest of all securities in the financial world. The US knows that in order to dominate the global economy, investment grade treasuries must be ranked above all other foreign bonds. Bonds must be of the highest grade to prevent a devaluation of the US Dollar which in turn could cause systemic risk in the never ending bull market that continues to grow artificially with constant corrections from the Federal Reserve trying restore investor confidence in equities and debt markets.

    In my opinion, the US Government has set up an ingenious scheme to control the phase of foreign bonds. Their goal is to push tariffs, trade deficits and financial sanctions in emerging markets like Russia and China that expand transnational investments to the Middle East, Europe, Central Asia and East Africa. Russia and China acquired in the past decade thousands of metric tons of precious metals to collateralize their fiat currencies against the US Dollar and push undecided investors to rethink their holding positions in the US debt market. The US knows, the American greenback has zero intrinsic value compared with Russia and China’s gold pegged currencies, so they must apply a different strategy to buy time and find an exit strategy as the Fed keeps hiking interest with much uncertainty in the market. The US is also aware other BRIC economies look forward for alternative partners hoping to finally end the US spell of running a trade deficit of debt to these countries through central banking.

    Russia and China know that the best way to expand financially is to issue their foreign bonds and dump US treasuries to other desperate buyers in Open Market Operations. Countries that park their currency in Russian and Chinese bonds know that incase of default –unlike the US dollar which can only print more paper to restore confidence in the market– they will receive precious metals in exchange to hedge their loss. The Trump administration despite their quarrels with the Federal Reserve, know full well that a destabilization of US treasuries in foreign markets would end the reign of the US dollar as the choice of trade. The Trump administration must be secretly working alongside the Fed to fix the economy and buy time, by also not allowing other nations to surpass the US by issuing more secure debt.

    The reason why the US has imposed new financial sanctions and tariffs to rival world powers is to create a form of artificial inflation that would eat up the value of short term foreign notes and bills, so investors move back again into purchasing US treasuries. This artificial inflation is created when normal inflation is influenced by a combination of sanctions, tariffs or other externalities that simultaneously affect the market at the same time like a perfect storm created by government. Artificial inflation can be manipulated by the US to sporadically destabilize any foreign economy. With high inflationary rates the GDP of the country slows, and pushes away investors trying to seek new economic opportunities as was observed recently in Turkey.

    Artificial inflation triggered by outside governments offset competitors creating what I denote as a “black bubble”. A black bubble is formed not out of normal domestic growth or lines of credit, but through direct outside intervention. This was the case of Qatar, a famously known wealthy country, which suffered an embargo of goods from the Arab League. A normal bubble originates from risky investments, but a black bubble is not created by risky investments but foreign trading obstructions.

    With slapping sanctions in effect, the prices of commodities drastically increase as a shortage of consumer goods creates immediate demand, which in turn stagnates corporate growth and hurts the performance of stock prices and affects the volatility of underlying assets inside short term future contracts. With chocking tariffs, the US can intercede with crude oil barrel production and sell it at a better price than Russia, which also creates a dark bubble in oil trade, where Russia is forced to sell oil cheaper than its domestic market value in relation with regular inflation to stay competitive. In essence, bond holders of Chinese and Russian sovereignties panic as artificial inflation eats up the value of the yields of interest they promise to repay in coupons forcing Russia and China to borrow from banks, since their weakened central bank is unable to print more money because an excess of yuan’s and rubbles in the world economy would only devalue their currency against the dollar making manufacturer goods and services more expensive in the global economy.

    Artificial inflation is double the size of regular inflation. Whereas volatility in prices during regular inflationary stages takes a long time to manifest and eat up a 30 year bond, artificial inflation eats up the bond in a faster time frame. Devaluation occurs faster as prices spike out of control from normal inflationary conditions which results in a modern day financial weapon made by the policy making of Washington that regulates foreign markets to bolster its in own survival. If China and Russia continue to aggressively expand their investments and influence worldwide, the United States can only watch or try to slow down their growth to look for a solution to its own emerging debt crisis that is likely to collapse in the form of derivatives through shadow banking and a lack of central regulation.

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    Guest Posting and Your Rankings: How It Can Affect Them

    September 25th, 2018



    Guest posting to help boost your overall rankings can be rewarding when done right. Guest posting is a part of inbound marketing which can provide a number of great benefits to your overall website long term. Some benefits you can gain from guest posting include, but aren’t limited to:


    • You can gain a backlink on high authority websites.
    • You can gain organic traffic back to your website.
    • You can be promoted on another person’s social media.
    • You can build better brand/individual reputation.
    • You can become an industry leader by writing high quality content.


    While these are many of the great benefits of guest posting, especially from companies like No BS Agency, how can the process really help you and how can the backlink affect your website rankings? Let’s have a look.


    A Link’s Value


    When you gain a backlink on a website, it’s generally treated by search engines as a vote of confidence. In simple terms it’s like the site you’re linking to is saying that your site has value. This is how Google works in a sense.

    So here’s a break down of a link’s worth of rankings based on different types of websites:


    • If a link is tagged as a nofollow backlink, the link is worthless in regards to ranking as it doesn’t allow for link juice to be counted by Google.
    • If a link is from a restricted domain like a government website, it’s worth the highest ranking, but these are generally the hardest to gain access on.
    • If a link is from a website with high quality (DA 50+) it’s worth the second highest points to your ranking.
    • If linking to a site that features a different topic to your own (different niche) it’s worth less than in-niche website backlinking.
    • If linking to another of your own websites, depending on the metrics, it’s worth the least to your ranking.


    When looking to link build, it’s important to understand the importance of how different types of websites, as suggested above, can affect your ranking.

    Mid Tier Links and Their Value

    Middle Tier links are the links that are between high authority websites and low spam websites. These are generally sites within the DA25/DA40 range. These types of sites have recognition in their industry but they aren’t up to influencer status just yet.

    These types of sites have two uses, the first one is they can help you gradually and slowly build your SEO value. These sites while they aren’t influencer status, can help you slowly gain quality SEO value over time. The more mid tier links you start to build the stronger your backlink profile and ranking will gain.

    The second use of mid tier links is they can help with building and reinforcing trust. Google knows when you’re link building and will monitor any unnatural link profiles. You can gain up to 5 backlinks on a high quality website, but the more you backlink to it, the less value that link will give you as it will start to look unnatural. Instead you need diversity in your link profile, this is where mid tier links are great options as it creates a more natural link profile that can help influence your rankings and push them higher over time.

    No Follow Link Value

    While nofollow links don’t add any value in regards to link juice back to your website, they can provide value in other ways. The first is to help improve your link diversity. If you have a mix of nofollow and dofollow links back to your website, it’ll look more natural and can help you over time without being suspect in the eye’s of Google. Other indirect value you may get includes more traffic to your website which can lead to more boosts indirectly and more sales and profits if you’re a business.  


    Guest posting to gain backlinks is a good idea, and when done right it can affect your rankings. Overall if you add a mixture of high tier, mid tier and nofollow links across your link building efforts you’ll find that you SEO ranking will improve dramatically over time. Are you ready to start your link building efforts?


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    What To Consider When Insuring Your Business

    September 25th, 2018



    One major responsibility when it comes to running a business, is to ensure you’ve put all the necessary measures in place to protect yourself, your employees and the company at large should unfortunate circumstances arise. You’d be acting truly irresponsibly indeed if you failed to recognize the importance of taking out business insurance, irrespective of your line of work.


    You may be feeling overwhelmed by the details, terms, and conditions of varying business insurance policy plans — it can feel as though they are purposefully complicated. Good insurance agencies, such as Melton McFadden, will do what they can to guide you through the process. For now, here are four factors you should consider when insuring your business…


    Where do you work out of?


    You may not think it, but even if you work out of your own home, it’s recommended that you take out a separate business insurance policy to cover all your equipment and so on; they may not be covered by your home contents insurance.


    If you hire a working space or own your office building, there will be other building and contents insurance details to work out. You should also consider insuring any other assets that are vital to the success of your business. If you manufacture goods, guarantee you’ve insured the machines you use; if they go bust, you can’t work, and so you can’t earn money.


    How many people do you employ?


    You’ll likely need to organize insurance cover for every member of staff employed by your company — this could be to cover their presence at work (personal liability), office health and safety, etc. You may also wish to offer life insurance and health cover as part of your employee benefits; this can be a real draw for motivating prospective workers.


    In truth, even if you are a sole trader, you’ll want to think about insuring yourself as part of the business.


    What work do you do?


    We’ve mentioned the need to insure your workers’ tools and equipment, but you must also consider the role of other insurance types, such as travel, motor, public liability and personal indemnity within your business.


    If you, or your employees, travel and drive for work, you’ll want to take out travel and vehicle insurance to cover the cost of any accidents, delays or other unfortunate claims in the company name. Public liability is crucial if you work in retail, entertainment, or any other space where the public frequent daily. Personal indemnity is unpleasant to consider, but would prove invaluable should the time come to rely on it; this cover comes into play if a client of yours makes a loss of some sort, as a result of a mistake by your company; think medical negligence, misinformation from stock brokers, etc.


    Don’t regret not taking out insurance…


    Insurance is a business purchase you hope you’ll never get to see pay off — you don’t want to end up in a situation where you need to put in a claim. Nevertheless, to risk not having insurance in place is a dangerous business strategy… don’t regret, insure your business.


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    3 Hobbies That Could Help Improve Your Finances

    September 25th, 2018


    Leisure time is often seen as a luxury for working adults as it’s a chance to take a break from work and indulge in something enjoyable. While everyone uses their time differently, some choose to engage in fun hobbies. The good thing about hobbies is that some of them can be monetized which can be beneficial in this day and age. This is because often, people are looking for ways to generate extra income, but don’t seem to have the spare time required to do so. However, if you’re able to take something you do for fun and make money from it, you can kill two birds with one stone. On that note, you’re going to find three hobbies that could improve your finances below.


    For all of the game lovers out there, this is definitely a hobby that can improve your finances. In case you’re wondering how you could join the many other people out there who have decided to start gaming channels. As you likely already know, starting a gaming channel on a live streaming platform like Twitch could help you build a following which could be monetized in different ways. You could start by buying the equipment you need to film yourself and then looking for Twitch stream overlays to help with the graphics and visuals. Once you’ve set your channel up, marketing and getting people to engage in a good way to generate buzz.


    In addition to gaming, another hobby that could improve your finances is writing. Some people write as a way of expressing themselves while for others, it’s their way of being creative. However, writing is a core skill that is used for communication, so if you can do it well, it’s a valuable asset. Regarding how you can make money writing, you could start with the common route of creating your own blog. After ensuring you have good content and are consistent enough, you could look into making money through ads or affiliate marketing. In addition to this, you can write blog posts, write for a digital magazine, or try copywriting on a freelance basis.


    If you happen to be more of the visual type of creative and find yourself making illustrations in your free time, then you should know that this hobby could make you money. People are always on the lookout for both illustrations and designs whether for a billboard, a new ad, or a website. For this reason, you should consider selling your designs online to anyone who’s interested in buying. You could also see if you can find clients you can do ongoing jobs for as a source of regular income.

    Financial stability is something that is usually important to every working adult. Knowing that if you lose your job tomorrow or an emergency arises, you have the finances to survive it can give you peace of mind. For this reason, taking the opportunity that arises when you have a hobby that can make you money is key. Hopefully, this article has been helpful in regards to giving you ideas that you can use as a starting point.


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    5 Personal Finance Skills You Should Learn While You’re Young

    September 25th, 2018



    Young people really shouldn’t be too concerned with money. When you’re a teenager you’ve got other important things on your mind.


    You haven’t quite figured out how the financial world works yet and you probably have no idea how you even want the rest of your life to go.


    The closer people get to their 20’s though, the more important thinking about these things becomes.


    Once you finish college you’re out on your own, and if college isn’t for you then you’re out on your own even before that.


    If you don’t have a handle on your personal finance things could very difficult, very quickly for you. Educating yourself about this when you’re young will work wonders for you long-term.


    Here’s five personal finance skills that will change your future if you learn them while you’re still young.


    1.    Budgeting


    This is arguably the most important thing that you can learn when it comes to your personal finance. Budgeting is essential.


    When it comes to organizing a budget for yourself, the best way to do it is to be as detailed as possible and factor in any money that you’ll be making.


    You need to know where all of your money is going and you need to make sure that it’s all going to the right place.


    This actually takes a lot more self-discipline than you might think. It’s very easy to overspend on certain things or to forget about a particular expense that you have.


    The consequences of not budgeting can be pretty disastrous so you need to make sure that you are always keeping track of how much you have and how much you should have.


    The most obvious thing that you should do first is make a list of your expenses and of all of your income. But that’s just the start.


    You need to accomodate for a certain amount of unexpected expenses every month too and set aside some of your income for that.

    Unfortunately, something unexpected is pretty much guaranteed to happen to all of us at some point.


    Your expenses could also change with very little notice so you need to ensure that you have enough money to react to that if it happens.


    And then of course you have to keep a certain amount every month to spend at your leisure. That part is painless of course, sticking to it however is not.


    These are just some of the things that you need to think about when making a budget, there is a lot more to it.


    If you’re not naturally good at this sort of thing, you could try getting your hands on a budgeting app. There’s a lot of really good ones that could be very helpful.


    Having a set, detailed budget will lay the foundation for every financial decision you make and will be massively beneficial.


    1.    Planning for Retirement


    This might sound a little crazy to you, but as soon as you start making money, you need to start thinking about retirement.


    And I don’t mean that you should be counting down the seconds until you can finally stop working, but you should be preparing for your financial state once your working life is over.


    The best thing to do is to start accumulating funds in a specific account on a monthly basis. And if you can, you might as well start with your very first paycheck.


    An IRA account is a good way to go about it or you can go for a Roth IRA account if you meet the income limits for that.


    This is something that you will be contributing to on a monthly basis and it will grow and grow until the day you retire.


    Some business offer a similar system called a 401(k), which is essentially an individual retirement account that is sponsored by your employer.


    This is a respected system that has been in place for almost forty years but it’s worth learning about how a 401(k) works before you actually decide if that’s how you want to save.


    Whichever way to decide to save, make sure that this is one of your top priorities when you start earning.


    It will seem unnecessary at the very beginning, but if you take the time to set up a retirement plan you will thank yourself later on.  


    1.    Continuous Investment


    Budgeting and saving is great, but if you really want to get yourself into top-notch financial shape, you should also start investing.


    Once you’ve planned your budget and you’ve worked out how much you need to spend every month and what you’ll have left over, you should take that leftover cash and invest it.


    The idea behind this is that you can take a small amount of money that over time will turn into something really worth the initial input.


    It’s not easy, it takes a lot of planning and in truth, it can backfire quite badly if you get very unlucky. But if you approach this correctly it should work out fine.


    Do your research first and find out which companies are the best ones to invest in and have a track-record of a good return on investment (ROI) for their investors.


    You should also try to look for companies that offer high-yielding dividends. These shares will ensure that you have a steady income as the investors get a share of the company’s profit.


    Once you’ve found the right shares to invest in, make sure that you commit to actually investing every month. You will have to be persistent with it to get any kind of value.


    You’ll also have to be patient and make sure that you stick by these investments. It can get frustrating but trying to predict the turnover yourself will probably not end well.


    Do the work first and invest in the right places. It’s an extremely worthwhile practice.


    1.    Negotiating


    First thing’s first, when I say negotiation, I don’t meant that you should negotiate for absolutely everything.


    You don’t have the negotiate a discount for the gallon of milk that you buy at the supermarket or anything, but it is a good idea to get into the habit of negotiating when it’s appropriate.


    Think of it for bigger expenses like cars and houses and also if you’re trying to sell something yourself.


    You’ll usually find that there is a bit of wiggle room with most people in this regard and if you try your hand at negotiating you will often come away with more in your pocket than you expected.


    Always be reasonable though, you don’t want to sour any relationships or cheat anybody unnecessarily. Try and stay within an acceptable price range.


    It’s also a good skill to have when you’re being offered a job. You should always try to ensure that you’re getting the best salary and benefits possible.


    1.    Refusing


    This might seem like a no-brainer, but you would be surprised at just how difficult this actually is for some people.


    As we said earlier, the first thing you should do is make a budget and once you’ve done that you’ll be left with a certain amount of money every month that you can spend at your leisure.


    If you don’t want to overspend this particular portion of your budget, you’ll realize pretty quickly that you have to say no to some things.


    I’m not exclusively talking about fun things either. Sure sometimes you might have to refuse a night on the town or a road trip, but there’s other stuff too.


    You don’t always have to volunteer your time and money to help out other people. If you don’t have the means to contribute to fundraisers or lend cash to a struggling friend, don’t do it.


    It might be hard to refuse things that you feel you’re being pressured into, but it’s important to do so. It’s your money at the end of the day, and your budget is there for a reason.




    The most important thing to take away from all of this, is that these are skills that are best learnt at a young age.


    If you pay attention to these things and get a handle of the appropriate skills early, things will run smoothly for the rest of your life.

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    Should I Get A Credit Card?

    September 25th, 2018


    Credit card debt continues to mount for millions of people worldwide. We continuously hear radio ads stressing the dangers of too many financial obligations, and at the same time, the ads push their next best solution to the problem. However, what they fail to mention is the effect on your credit score and the ensuing high interest rates caused by a low credit score.


    Credit Cards and Your Credit Score


    The truth about credit cards is that you can, and should, use them to help build your credit score. The catch is that overuse gets you in trouble and suddenly you find yourself unable to make the payments. Your credit score takes a hit when your debt to income ratio shows high debt to low income, and your score follows suit.


    On the brighter side of things, when your ratio improves, and you show that you increasingly pay more than the minimum payment, your score begins to rise. If you maintain the pattern of on-time payments with a smaller balance every month, your score shows marked improvement.


    Bad Credit is Easy to Get


    Surprisingly, many people still rack their credit cards up to the limit and realize they’re stuck making those big payments. Multiply that payment by the number of credit cards they’re using, and it’s easy to see how the proverbial snowball gets rolling. Multiple large payments represent one way that lousy credit begins to affect many people.


    The reasons for mismanagement of credit cards are many, but one of the common reasons is the lure of easy credit. The temptation to spend sometimes get the better of people and when money is tight, a credit card is the answer. Before they know it, those payments get too large, and they’re hard to make.


    After a single missed payment, the late fees snowball and cause the balance to climb rapidly. It’s a double-edged sword. You can’t make the payment because you don’t have the money, and the fees compound the problem to the point of not paying any amount at all. A mere thirty days later and your credit score takes yet another hit downward.


    Desperation Begins to Take its Toll


    Most people with credit card debt had, at one time, good credit which is how they qualified for the credit in the first place. A continued good performance with the credit line helped to influence the card company to increase the limit. However, eventually, the payments grew too large, and the payments stopped.


    The unfamiliar feeling of trying to figure out how to climb out of the financial hole you find yourself in can lead to feelings of despair with no hope in sight. While low to moderate financial responsibilities is understandable, too much debt ruins your dreams and halts any progress toward financial goals for the future.


    Stop the Downward Slide and Get Help


    Fortunately, there is help available. Debt settlement solutions exist today that usually have a better outcome for your credit than in earlier years. Any balance that isn’t paid hurts your credit score and continues to do so until a remedy is put into action. It’s best to act sooner than later to stop the rapid drop in your score.


    Stay away from debt settlement companies that might suggest bankruptcy as your only choice. Creditors would rather receive their money from you, but in a reasonable amount of time, instead of losing most or all of it through bankruptcy.


    Creditors willingly discuss payment options either from you directly, or through a reputable debt settlement company. Many companies have a professional relationship with the major credit card companies and can assist you in developing a workable payment plan to stop the late fees and daily phone calls.

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    Military Power Overruns Financial and Political Conspiracies

    February 16th, 2017


    By Jaime Ortega.


    One of the errors of modern day conspiracy theorist is that it overrates the power of government and depreciate the historical influence military wields on sovereign nations. The argument goes, wealth alone is the determinant factor that controls the security and stability of any country. Without wealth how can we buy Tanks? Pay our military? Help businesses expand? Develop more nuclear weapons? Sponsor research? – And so goes the theory.

    According to conventional wisdom, the lifespan of the military apparatus depends exclusively on the nation’s wealth — and it’s an unnegotiable bond. Yet, the conventional theory misses one crucial point hard to dismiss, that is, western conspiracies only follow the model of western democracy to predict economic cycles: democracy is just one of many ancient systems of government that have existed throughout millennia. Monarchies, theocracies, republics, totalitarian/autocratic states and ancient aristocratic states happen to be the rule of thumb in history.

    The conventional theory plays with the modern rules of financial preservation. A man sees another man and offers to pay a large sum of cash to buy a helicopter, and after the purchase, the new legal owner is entitled to his asset protected under basic constitutional laws. Under a democratic system, access to wealth depends on status and economic growth; financial restrictions apply to those who can’t afford to buy new assets in the free market economy. A bank can purchase property and increase its wealth having a regulated system that protects its interest under judicial watch. Anyone using fiat currency is capable of playing by the rules of democracy no matter how big or small such business or institution is.

    Now imagine, we dump democracy out the picture and supplant its basic tenants with ancient systems. A man sees another man and instead of offering money, he murders the other man in cold blood and steals his assets — he is now legally entitled to a new helicopter. Under western democracy, the man deserves to receive the full wrath of justice; however, under the rules of a military government laws no longer pertain to democracy. If the military decided to burn every single dollar, controlled all private and public assets, executed every bank CEO and decided to seize all national resources without having to amend to any constitutional law – their actions would suffer no repercussions because ultimately no one would be able to stand up against their supremacy, unless it’s another military threat. In other words, those who have wealth have developed a system to protect their assets using lawsuits in courts of law – the military would not follow such protocol, if it were to raise to power because their system doesn’t abide by the same constitutional laws that protect ordinary citizens.

    It’s interesting to note, that US military justice follows a different protocol than civil justice. When soldiers are trialed for war crimes they cannot appeal to the US Supreme Court; instead they are judged and prosecuted under military courts. Such contrast of justice shows that even at a democratic and constitutional level, the military follows its own judicial structure. Most democratic and undemocratic countries have it set where military law is not intertwined with civil justice – only showing the stark contrast between democracy and what dictatorships look like.

    The military is the strongest force in human affairs, it can change drastic situations in no time. The military has the ability to destroy other nations, take their resources and summit people against their will without following rules or regulations. If the military campaign ends in victory, it guarantees free access to power and expansion. If the military decided one day insurrect and declare martial law, no politician would be able to stop it; likewise if the military decided to go to Wall Street and capture the most powerful financial figures alive, and confiscated their wealth, no one would be able to stop it.

    If the US generals rebelled against the system and decided to overthrow the government, they would seize the Federal Reserve and Treasury without much difficulty. They could seize the media, corporations, universities, land and other sectors devoid of suffering any repercussions. Whether or not a military coup would result in public admiration depends on the dictatorship itself and how it deals with people.

    The military has a power that financial institutions and governments don’t have, they can use force and have the numbers to challenge any intruder with war. They can conquer wealth and distribute it to the population to gain more followers, or they can corrupt their authority with tyranny – of course it depends on the moral belief of the general behind a dictatorship and his intention – at such point, democracy ceases to exist and the constitution becomes a dull useless document. The free market could continue after a dictatorship – of course, if capitalism is allowed to thrive — but most likely it would be replaced or under strict control of military supervision.

    As I mentioned on my previous articles there is a fine line between Government, financial institutions and military; they all subsist under the same constitutional umbrella, guided by rules and regulations. But each of these three elements follows its own function and acts as an independent subdivision. Governments set federal agencies to closely monitor the activities of military and financial institutions, in case they step out of line violating federal law.

    The military receives funds from the Federal Reserve and the US Treasury when the Executive order and congress agree to prepare for armed conflict. In 2008, banks were bailed out when congress decided to intercede and inject TARP money (Tax payer money) to save Wall Street from a complete financial meltdown. The government monitors financial institutions and military under the condition, that they follow the constituencies of the Founding Fathers.

    However, the interworking’s of Wall Street, and the military are not analogous; they both operate differently and their logistics and dimensions are worlds apart. Banks are wired with millions of different operations webbed around the world connected through trade routes. The military has thousands of operations webbed all around the world controlled by the Unified Combatant Command, placed all over the world in order to operate missions.

    Now the conspiracy theorist like Noam Chomsky believe that an oligarchy of wealthy elitist run the government and the financial markets worldwide. Secret organizations like the Bilderberg’s, Opus Dei, the Council of Foreign Relations, the Trilateral Commission and other groups pull the strings of the world economy. Others theorize that more ancient religious sects like the Jesuits, the Illuminati, the masons, the Muslim Brotherhood, the Jacobins, the Mormons and other groups run the world, and influence world governments.  No one agrees with ‘who is who’ but most conspiracy theorist agree that such groups run the world under a predetermined system.

    History shows ‘conflict of interest’ alone makes it virtually impossible for religious groups to be controlled by other religious groups. It is comical to suggest the order of the Jesuits, and the Muslim Brotherhood – ancient enemies since before the first Crusades — would work together under a council run by a catholic sinister ruler.  Mason and Mormon holding hands trying to plot how to conquer the world sounds like ‘Pinky and the Brain’; such absurdity view shows the lack of proper study of ancient history and the lessons taught throughout millennia.

    History also shows that total world unity has never worked.  No civilization has successfully tried to manipulate the system, implode its economy without travailing popular polarization, which did not end with revolts turned into full scale revolutions that ousted the plotters.  The Arab Spring in 2011, was a classic example of what happens to nations that decide to declare ‘martial law’ and how that ends in civil war – only one winner comes out from the ashes of civil wars and it is definitely  ‘not secret elites’.

    Yet, the conspiracy theorist fail to recognize history shows the most powerful force in civilization are neither democratic governments, corporations nor secret elites. The real dark horses are military generals. When generals unite, they can overrun and overthrow any other national force set around its confines and blockade its powers. The military has the ability to confront the population and set order under financial chaos or state of emergency.

    The second greatest force after the generals are not secret elites, corporations or governments; the second greatest force is the arch-enemy of the military, ordinary people that turn themselves into combatants and start to unite within the chaos formed from social disorder ideologically united to defeat the military coup. When millions of people unite to counter the military establishment, they have to either win or face massive genocide as the response of the military historically tends to be brutal.

    Military campaigns that turn into victory end with the control of new resources. Why buy banks, when you can just take it from bankers? Corporations, financial institutions and secret elites do not have that sort of power; instead their ecosystem only thrives under democracy, courts of laws and social order. Politicians and secret elites are not immune to social revolutions and military coups, no matter how powerful or great these are.

    Now, the economy can shift from bad to great under the right military leader, emperor or king. The military under the command of a great general can achieve great expansionist goals to help its nation thrive while ruling new satellite states. China knows NATO and the UN, are against them, so they respond by building new military garrisons and artificial islands on strategical points in the Pacific Ocean to control trade. China knows that by using its aggression, it can offset the financial retributions set by western politicians with military might.  The same is true with Russia, Russia is showing military aggression to counter all the financial sanctions imposed by the EU and the US. Russia knows that by interfering in the Syrian conflict, and setting bases in the Middle East, it can start to build strategic relations with Arab nations and offer their protection to counter US policy in the region and offset the current western balance.

    Russia might have the same economic power as Italy, but they have the military might to conquer many parts of the world; whereas Austria, Germany, Denmark, Switzerland and other northern European nations despite their inherit wealth do not have the same military capabilities as Russia – such paradox shows that wealth itself cannot sustain great military power.

    If conspiracy theorist are true, and the US is run by a secret group of elitist, they must be hands down the most stupid planners of human history.

    • If they declare martial law, people will fight back, order will split into chaos and new revolutionary factions will rise. It would be the end of the US economy and the nation. The secret elites turned the country into a ball of fire, and no one can survive under fire, not even the Oligarchs of Noam Chomsky.
    • A military coup could spark under the mismanagement of the government. The Democratic Party has done a superb job in making the military hate them. If a military coup happens, the market would immediately collapse —- and generals do not need to follow the orders of secret elites like the Star Wars movie to run their operations. The generals will execute the masterminds of the conspiracy plot, and take full control of the country, for the entire military follows their command. If money doesn’t exist, resources become opportunistic assets.
    • The secret elites implode the US economy. China, Iran, India, Turkey, Pakistan and Russia lick their chops watching the world market collapse, they invade different countries not worrying anymore about US interventionism, and they seize all strategical trading ports around the world. The end of the US as a superpower – great job! — Secret elites couldn’t be more brainless, they just lost millions of resources and investments to other raptorial military powers. The dumbest part is that they imploded the economy knowing that other military powers were on the rise.

    As I stated, the economic conspiracy model deals with a highly developed democratic system, but fails to recognize that the world has mostly been run by military nations, who used warfare to control all resources.  Sometimes, military powers were driven to conquer other countries based on faith, and vengeance rather than wealth. If secret elites exist, they are prawn to commit human error like anyone else, and must be very naïve about world affairs if they gamble a military rise.

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    The Mexican vs Black American Ethnic War Is A Ticking Bomb

    January 23rd, 2017

    By Jaime Ortega.

    The Mexican vs Black American Ethnic War Is A Ticking Bomb

    After years of troublesome signs, the liberal media has done a tedious job covering the relationship between Hispanics and blacks — particularly the relationship involving Mexicans and blacks in low income neighborhoods across the US. One of the reasons the liberal media has left the conflict aside outside most editorial desk is because it fears taking sides on a new ethnic war which involves minorities that support Democrats.  The liberal media has advocated ethnic wars fume by consenting black and white supremacist groups to benefit from the media’s plot to turn every cop versus black issue into a racial agenda.  Yet, the media is dead silent about the racial tension boiling between Mexicans and blacks across the nation, living in low income communities — a lid to burst sooner than later.

    The Mexican migratory waves are pushing black communities on the south and the southwest further away from the suburbs into isolated areas. First generation Mexican families living in the US, patronize their culture and willingly segregate their communities to detach themselves from external influences. Most first generation Mexicans are religious traditionalist who neglect adopting the progressive American lifestyle, which they view as corrosive, anti-religious and individualistic.  Mexican illegal and legal immigrants left Mexico to seek new opportunities out of financial necessity and not out of personal choice.

    In the 40’s and 50’s blacks were overemployed, the black working class reached a historical peak and thrived in almost every blue collar sector. The black American working class not only worked hard, but helped rebuilt America during the recovery of the Great Depression.

    Blacks in America adopted the progressive and liberal forms of politics in the 70’s – It is not coincidence that to this day, the black majority continues to embrace the Democratic Party showing loyalty to its cause. The exponential decline of the black working class is glued with the adoption of progressive values; the correlation shows its no coincidence black traditionalism faded away as times changed. Traditionalism in black communities faded away and conservatism was replaced with Darwinian education coated with progressive values. The Darwinian model was anarchist and pro-separation of church and state. The Woodstock generation of 1969 took the black baby boomer generation into unknown ideological waters where anarchism and hippy contra-culture corroded black traditionalism.

    Drugs started to engulf entire black communities, and as a result ravaged and destroyed the bonds holding black families together. Darwinian education led many progressive blacks to embrace Planned Parenthood — and a large populace of uneducated black women aborted babies at rate never before observed in black history. It was the progressive educated black men and woman who led the uneducated black working class into a social downfall spiral. Just as many blacks in America abandoned traditionalism and conservative values and became addicted to narcotics, most black communities today are ‘hooked’ to federal programs; many families depend on federal aid to subsist and pay for housing. The few black men who escape poverty tend to become highly successful, and completely forget the perils behind their rundown neighborhoods as hopeless; even though, recently a few Hip Hop artist have waged a campaign to fund education and promote entrepreneurship in predominately black neighborhoods.

    Mexicans started in low income areas and over the decades settled on predominantly large black communities to begin their new American experience. The first migratory integration of Mexicans in black communities was opposed by xenophobic blacks who rejected the adoption of outsiders into their neighborhoods. In the early 70’s blacks still suffered the consequences of white supremacist, but as Mexican waves settled in black communities, blacks started to discriminate against Mexicans.  The second Mexican American generation attended schools in predominantly black districts and suffered from constant ethnic prejudice. As discrimination against Mexicans grew into violence, second generation Mexicans united and formed their own communities inside black communities. Integration was not possible, and as a result tension among both ethnic groups boiled – drugs only exacerbated the problem. With drug trade running the streets both ethnic groups incited violence against each-other and fights turned into retaliatory murders. The innocent lives taken away from the drug wars and gang violence permeated into the larger populace of both ethnic groups creating animosity between the two. For the past 40 years, the black versus Mexican phenomena has worsen to unprecedented levels.

    For years, the growing tension between blacks and Mexicans contained resentment and hatred – it became a cultural norm.  As time progressed, black women aborted children at an alarming rate and helped lower the black population to significant levels. Such move was managed by the progressive movement to help lower the numbers of blacks in America and control their population with free government fund clinics; on the other hand, Mexicans never fully adopted the Darwinian progressive model led by more Americanized progressive Mexican leaders, and stuck with their catholic values. The Mexican population will quadruple the black population in less than 10 years, and it will collide and financially disfranchise black communities with racial oppression and violence, if crimes rates continue to grow in ghettos across America. The hate against blacks won’t just come from Mexicans, but also Hispanics.

    As Mexicans and Hispanics move to positions of power and infiltrate the government with policies of self-preservation, black leaders will feel threatened by the initiative to focus on their communities instead of black neighborhoods. The reason blacks feel threatened is because Hispanics and Mexicans will become majority numbers inside many black communities and suburban low income projects. Mexicans and Hispanics who felt discriminated by blacks during their first migratory waves will undoubtedly unite to combat prejudice against them. Many of the Mexicans taking positions of government started in low income areas and lived alongside black communities – making future Hispanic leaders instinctively oppose blacks due to past frenzy between the two ethnic groups. The Hispanics and Mexicans cater to their own social problems and will never fully support black problems as long as it conflicts with their interest.

    Unlike many white kids who fear blacks, Mexicans don’t fear blacks. Based on the statistics I collected in 2015, a majority of Mexicans dislikes blacks and despise their lifestyle. Many Mexicans view blacks as crybabies who whine about life, not working hard to escape poverty. The average Mexican views himself as a tireless worker capable of taking on any job and situation without external help, and simply views blacks as people who leach from the grapevines of other people’s vineyards without taking self responsibility.  Unlike the 40’s and 50’s where the black working class thrived, today the average low income Mexican outworks and out-skills the average working black man. The average unqualified Mexican takes on jobs like dish washing, car cleaning, carpet cleaning, construction, cooks, janitorial, housekeeping, textile production, crop picking, cow dung collecting and other low skilled jobs; uneducated blacks simply avoid low skilled jobs opting to work in better sectors or simply join gangs — very few continue to thrive in the blue collar sector.  Blacks are on a precarious situation and have reached a worrisome, and problematic future. Mexicans take black jobs and outwork blacks; Mexicans are pushing blacks out of their communities as their numbers grow; Mexicans will significantly outnumber blacks four to one, and will challenge the dominance of the white population soon.

    Many blacks and Mexicans have to coexist together in low income areas. But what started as black discrimination against Mexican immigration in the early 70’s, will spill into a greater ethnic collision since bad blood between the two groups never fully croaked. Mexicans share the same cultural bonds, language and skin color; many Mexican parents don’t want their children to become part of the black community or associate themselves with blacks. Blacks also see Mexicans as inferior to them and view them as threats to their own cultural subsistence. Blacks see Mexicans as outsiders who are taking their jobs, steadily conquering their communities. The ethnic tension continues to worsen and it will soon spill into greater violence as time progresses, and the issue is silenced by the liberal media.  The media has done a poor job in reporting the growing ethnic conflict that promises to become a great peril between minorities in the future.  It is also likely that the Asian communities living in low income areas will join the Mexican minorities to expel blacks from their communities as they also suffered discrimination from blacks when they settled as newcomers.

    Many blacks are being killed by Mexicans. The tables have turned and the liberal media wants to stay out of the conflict to show impartiality even though they not show it when it comes down to blacks versus white stories. The issue needs to be addressed because the problem is here to stay and its a few steps from becoming the new American ethnic war.

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    Hillary Clinton Is Faker Than Online News

    December 12th, 2016


    By Jaime Ortega.



    As a journalist who predicted Donald Trump’s presidential bid, I find it inconceivable and outright stupid that Hillary Clinton would make the outrageous claim, “fake news is a growing problem which we know now can affect elections and it needs to be stopped in the name of democracy.”

    In this piece, I won’t hide my anger toward a women who publicly acts like Mary Poppins but slithers her tongue in private like a snake. Hillary and the word democracy should never be put on the same sentence. Hillary is more fake than any fake news that circulated during the 2016 elections. Hillary, John Podesta and comrade George Soros bribed and bagged CNN, The New York Times, Fortune, Politico, ABC, CBS, NBC, Times, Washington Post and MSNbc among other networks to help aid her political crusade as Wilkileaks emails showed. Hillary uses democracy as a Guinea-Pig to achieve her own political interest, withholding public demand in exchange of courting Wall Street’s favoritism.

    Fake news circulating on the web are no different than editorial censorship and fake information biasedly reported by mainstream media outlets to influence public opinion. The Clinton News Network is the epithet of ‘fake news’ and ‘bias liberal media coverage’. As a defender of public integrity – taking out the ‘basked of deplorables and basement dwellers’ comments – shouldn’t Hillary also publicly state the obvious? That liberal mainstream media networks kissed her behind, and made up fake polls to deceive millions of voters who thought Hillary was comfortably ahead of Trump? That wasn’t fake right? Mainstream media manipulation on public opinion is disgusting because unlike Independent News Networks owned by small fries, larger networks spend their unlimited resources trying to endorse Hillary at any cost possible – even at the expense of journalism itself.

    It is comical how Hillary’s subordinates continue to deceitfully accuse Russia for election tampering, but fail to mention how her foundation received big money from foreign donors as US Secretary of State. It is also funny how they accuse the Kremlin for hacking her foundation and the DNC, but fail to accuse other countries like China, Iran, Egypt or North Korea which also dislike US foreign policy. The Director of National Intelligence is fully aware that Russia is only one of many countries which regularly breach US Government servers – the fact that other countries are not mentioned by Hillary pundits should automatically raise questions. The fact China or Iran are not suspects of hacking the DNC or Clinton’s Foundation, might be a clear indicator that Hillary secretly dispatches negotiations with both countries and doesn’t want to alter the friendship by accusing them —- despite clear evidence from the CIA of their constant cybersecurity attacks. I find it odd, Russia is mentioned by the mainstream media as the only hacking source.

    When Project Veritas uncovered how Democracy Partners instigated and provoked riots inside Trump’s rally in Chicago to stir controversy and media attention against his campaign, the Clinton News Network questioned more the journalist credentials of filmmaker James O’Kefee, than the undeniable fact which proved how the DNC backed and serviced such crooked organization to create hysteria and blame Trump supporters. The DNC, should be investigated for co-sponsoring fake riots in the streets to drive off Trump supporters to vote for Hillary. Hillary is such master of peace and harmony that she was responsible for continuing the Neo-Conservative occupation policy firstly introduced by Ronald Rumsfeld and Dick Cheney during the Bush Administration, which ultimately destroyed the balance of power in the Middle East — Syria and Libya surely thank Ms. Clinton.

    Hillary is so fake that her close colleagues played the DNC against Bernie Sanders to oppose his socialist revolution. Not only was it done behind his back – backstabbers are a special breed of people – but it took Wikileaks to uncover the whole truth. Then after the underserved preliminary victory, Hillary had the guts to use his reforms – which surely presented anti-capitalist and anti-globalist agendas– to win the confidence of millennials, sick and tired of Wall-Street; the same rich powerful and gluttonous big fat bankers and corporate institutions that Hillary recently invited to a “thank you” party. She partied with her Wall Street donors, and not with the poor unemployed millennials who sent her money — typical hypocrite politician.

    Hillary, used women rights to self-satisfy her vindictive agenda to win the hearts and souls of feminist who have no clue about politics, finance or global affairs – and view the world one-dimensionally focused primarily on women issues. Then if that wasn’t enough, Hillary silenced all the women who slept with Bill Clinton to ensure it wouldn’t damage her political campaign among the watchful eyes of other progressive feminist. Hillary supports women rights? So why does she support Muslim countries that brutally beat and spay women? Or why does she support Chinese corporate donations? When these exploit women and children in factories? – Women who work ten times harder than Hillary, and verily make a penny to survive! Meanwhile, Hillary probably has ‘house maids’ and ‘house servants’ who degrade themselves as women to satisfy her lust for luxury? She has enough courage to ask for women votes? If she was truly for women rights, she wouldn’t have women maids and servants working under her — either as First Lady in the White House, or her majestic mansion. You cannot publicly support women rights, and have maids and servants washing your dishes and cleaning up your dirt!

    Hillary says, she woefully supports LGBT rights. But how can one support countries that publicly execute Lesbians, Homosexuals and burn transgender men and women without remorse and openly claim to defend LGBT communities? Every time, Hillary shakes the hand of Muslim Salafist leaders or hugs a sheik, she admits to her hypocrisy; in the Middle East those rulers and religious authorities have no pity when they behead women, lesbians, homosexuals and transgender men and women. Those handshakes aren’t fake either right? So political agendas can be fake – as her “private discourse is different than public discourse” according to one of her leaked emails – but she plans to only persecute fake news instead of fake politicians? This woman is an absolute mogul and any derogatory word used against her is fair game.

    She is so fake, that instead of fully accepting the results and embracing the new president, Hillary decided to initiate a vote recount started by Jill Stein to challenge the elections – wishing for controversy to go her way, she miserably failed. She then accused Trump in one of the presidential debates for questioning the election results in case she became president of the United States. Now, she has created an unnecessary vacuum where elections will be contested by future losing candidates.

    To end my rant, I would like to conclude that before we prosecute and regulate fake news on the internet, I expect the government to prosecute and also regulate fake politicians. Hillary has shown to be the biggest crybaby I’ve ever witnessed in US politics, and an evil one also!


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    Elections Will Never Be The Same Again: The Hypocrisy of Hillary Clinton Leads to Civil War

    November 28th, 2016

    By Jaime Ortega.


    Green Party leader Jill Stein recently decided to recount the votes in Wisconsin suspicious of voter fraud. I strongly suspect, George Soros the backbone of the DNC, is directly responsible of Steins decision to recount votes. Why would Stein suddenly care about the election results when she never had a chance on earth of winning the presidency? Why just contest Pennsylvania, Michigan and Wisconsin —states Trump won? Why not contest all the states Hillary Clinton won? Double standards! I have little doubts, Wall Street subordinates have triangle a strategy alongside with Soros to rig the official election results fearing Trump might damage and possibly regulate the market with authoritarian demands counter to their private interest.

    It wasn’t Trump who laid in bed with ‘too big to fail banks’. It shouldn’t surprise anyone that Clinton’s top contributors JPMorgan Chase & Co, Goldman Sachs and Citigroup Inc. were involved with her campaign. Even the own US Government contributed $764,569 USD to the Clinton bid – possibly courtesy of Barack Obama himself. Above were some of the institutions that openly contributed to her campaign — but as the Clinton Foundation leaks show, she also received funds from foreign governments – which proves that the presidential stakes were high this year.

    The stock market shows symptoms of insecurity and panic amid national and foreign traders. Lenders who regularly trade with China invested future projects opting for Clinton’s TPP agreement to fructify– not ensured what specific financial reforms Trump might adopt when he steps on office, lenders and traders view outsourcing under siege and trade affected.

    Progressive demagogues fail to understand that 90 percent of contributions Clinton received to plump her campaign came from Super-Pac’s, and only 10 percent came from middle class donors. She received a lot of money, and there’s a lot of outside pressure from financial institutions to crown Clinton the next US president at any cost possible – the desperados want to desperately make one last final attempt to achieve their mischievous goal. On the flipside, contesting late election results against the demands of the working class creates a perfect storm for the conservative movement to think in terms of civil rebellion — if Clinton suddenly became the first lady and Trump’s presidency was overturned – the change would spark terrifying cultural consequences felt across the nation. When the agrarian and industrial sectors revolt, it resonates a chilling social effect that shakes the pillars of the banking system. Once the conservative movement protest and views the liberals and the progressive establishment as traitors and violence instigators, social order draws into open conflict.

    A few Republicans before the election also worried Trump would win the presidency. What would it mean for right wing congressmen deeply rooted with bundlers and lobbyist inside Capitol Hill to have Trump as the next president? Surely, many Rep. Congressmen akin Liberal Democrats don’t want The Executive branch to interfere with foreign economic policy or diminish its globalist role. The irony is that Trump champion’s free market mobility, but plans international trade reforms help boost national employment –he is not interested in solving the problems of other nations — unless of course they pay their fair share.

    The Soros-Wall Street-Clinton ‘triangle’ wants to use Russia as a ‘guinea pig’ to contest the official result of the election. The Russian government know it’s the ‘triangle’s’ strategy to delegitimize Trump’s presidency at all cost, using Cold War propaganda to incite paranoia among Democrat loyalist. It is also curious to note China and Iran – renown for hacking Pentagon servers for the past few years — are not mentioned by the ‘triangle’, which should automatically raise alarms of distrust in their quest to easily influenced public opinion. Russia’s impact as a foreign actor to affect the US election wouldn’t make much sense anyhow because Trump might end as a bad diplomatic option for the Kremlin’s interest abroad –risking and unknown unknown in Trump, might be worse than trusting a known unknown in Clinton.

    The excuse to recount votes came with the over 2 Million votes that summed after the election — the popular vote. As I mentioned on my previous editorial post, what liberal and progressive news networks fail to inform people is that the state of California and the state of New York have mega-populace compared to other smaller populated states, so the popular votes predominantly come from those two states which are traditionally democratic states.

    Hillary Clinton complained on her last debate that “Trump should accept the election results and not contest the votes for the sake of democracy.” Like a sudden storm out the blue sky—- a team of progressive professors has decided to question the electoral result and give Clinton the benefit of the doubt. The DNC jumped right away on the recommendation and decided to follow the steps of Stein – which without a doubt should be vetted in case she received money from Soros and Wall Street top players to initiate a last minute recount.

    One ought to remember that Bernie Sanders – a supposedly pioneer of socialism and anti-capitalist — received money from the DNC to support her party rival Ms. Clinton. Sanders sold his soul to the Clinton machine and changed his revolutionary reformist rhetoric to support her campaign against the outcry of the “Basement Dwellers” whom endorsed him for his anti-globalist stance. Many anti-capitalist millennials obviously felt betrayed by Sanders the moment he decided to endorse Clinton in exchange of money. If Sanders was influenced, why wouldn’t Stein? The funny anecdote is that when Sanders lost to Clinton in the primary election, Clinton asked him to cede and not contest the results for the sake of democracy— Sanders had the decency to not contest the results and conceded his loss – the DNC is truly disgusting from the inside-out.

    The recount is a complete mockery of the US Electoral College historical process. Even President Barack Obama has showed “concerns” with the DNC’s attempt to whitewash the election. Obama wants a peaceful transition to take place without last minute controversy, but knows that the recount will stir distrust from the conservative movement hard to fathom. Obama is not happy about the recount and the consequences involved — prompting cynicism from the right that will start to contest every election won by the Democratic Party in the future. Once a particular group disputes the results of an election, it should be branded with suspicion and mistrust and likewise contested – not good folks!

    The progressives and liberal movement are playing a dangerous head-game which might trigger a series of future events that could lead to an open civil war – such events could create a perfect storm for secession to take place within the US — like the split during the Confederacy and the Union, that resentment still exist today. The democratic establishment has created two evils that will dissolve national unity in the future and inflict an incurable wound without political remedy. The wealthy liberal’s support the Wall-Street economic model and elitist agenda caters to the bourgeois class; the progressive support proto-soviet individualist dogmas that act as anti-national propaganda to oppose conservatism. The hypocrisy of the democratic left is that liberals and progressives today — as opposed to the past — are actually ideologically at odds with each-other because one supports constitutional civil rights and financial freedom and the other believes in social justice without a capitalist cap. The left will do anything in their power to stop Trump without looking closer at the DNC – having both progressives and liberal serious discrepancies with one another and the economic model they plan to adopt. Liberals are not proclaimed socialist nor do they endorse proto-soviet or proto-French dogmas.

    The Washington Post, CNN, MSNBC, The New York Times, The Daily Beast, Vox, The Huffington post and other liberal and progressive networks are fully responsible for inflaming anti-Trump rhetoric and helping fume the drums of an unnecessary ideological war that perhaps one day will bite them back in the ass.


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    Black Lives Matter And The Black American Incognito

    November 17th, 2016

    Interview conducted by Jaime Ortega.



    Dr. Carol M. Swain

    Professor of political science and professor of law at Vanderbilt University. She is passionate about empowering others to raise their voices in the public square.  She has authored award-winning books. 



    1) Has Obama helped black communities like he promised to do? Has he divided Americans?

    President Obama has used the politics of race and class to divide Americans. He has done this by politicizing interactions with the police and by ignoring the crime rates in many African-American communities. His policies have not improved the economic well-being of low-income, low-wage Americans.

    2) What is your opinion of the BLM movement?

    Black Lives Matter (BLM) is a loose collection of organizations with no central leadership.  It has proven itself to be a destructive force in some cities because of the inflammatory messages and actions of some of its leaders and followers attracted to the slogan. Its initial website and demands read like a page from a Marxist handbook with its condemnation of the State for all manner of atrocity. In the last few months, BLM has improved its website and image by toning down the rhetoric.  

    I don’t see BLM as a logical outgrowth of the black civil rights movement of the 1960s. It is more anti-American and pro-violence. It is a Marxist movement that depends on financial support from leftist organizations such as Democracy Alliance and Freedom Road Socialist Organization.

    By ignoring the excessively high black abortion rates in black communities and the shocking levels of black-on-black crime, BLM has missed an opportunity to give meaning to its name. Surely, BLM should be concerned about crime rates, the murder of the unborn, and the cycle of poverty and hopelessness in black communities. Engaging in anarchy, blocking traffic, advocating violence against law enforcement officers creates a destructive force in society and it drives away potential allies.

    While politicians and university administrators publicly court the group, I suspect this is being done out of fear rather than respect for what the organization purports to represent.  For the organization to become a positive society force, it would have to put forth policy alternatives that don’t involve advancing Marxist goals. It would also have distance itself from the agendas or organizations such as Occupy Wall Street and factions that attack American values as it relates to law and order, capitalism, free markets, and traditional values, morals, and family structures.

    3) Is its correct to categorize blacks in America as ‘African-American’, since they were not born in Africa? 

    I usually refer to myself as black. African American should apply to individuals, white or black, who were born in Africa and emigrated to the United States.

    4) Do blacks suffer discrimination from their own community? 

    Blacks suffer from intragroup and well as intergroup discrimination. Discrimination within the group can be based on skin color (light skin v. dark skin), social class (middle class v. underclass), and partisanship (democrat v. Republican).  

    – Are blacks afraid to report crime inside black communities fearing to be identified’ as a “snitch” or a “traitor” for complying with law enforcement?

    I have no independent means of knowing if blacks are more fearful than other inner-city groups to report crimes.

    – Blacks who don’t follow the democratic narrative are called Uncle Toms and coons by their own ethnicity. Do you think that is bad? 

    Of course, it is bad for a group to use intimidation and epithets to silence others.

    5) Spike Lee once said that racism is an institution, therefore assessing that blacks could never be racist, but only elites could. Do you agree with his point of view? Or do you believe racism depends on the individual? 

    I totally disagree. Any racial or ethnic group can practice racism. America has had a black president, two black attorney generals, numerous state and federal office holders who exert power over millions of Americans.  Individuals and organizations can be racist to the core.  

    6) Rap music has several genres, but the most popular one is gangster rap. The lyrics of some of the songs offer a very violent approach to society. When people dance to music that calls women “hoes and bitches” glorify “drugs”, “criminal activity” and “violence” has society not shifted to its own moral deprivation? Has rap helped black communities thrive, or has it harm the moral standard of a once family oriented and morally integrated group? Is rap a gateway to violence for black communities?

    These songs degrade and demean black men and women. Plus, it has a corrupting influence on society that extends beyond the black community.

    7) A lot of blacks believe Caucasians owe them something in return for the slavery days. Are blacks today morally entitled to put themselves in the shoes of black men and women who passed through slavery? Do Caucasians today owe blacks anything?

    I can’t speak for all black Americans. When I look at the history of America, I see a nation that has spent billions of dollars trying unsuccessfully to eradicate the past and present effects of discrimination.

    8) Is it fair to compare the generation of the Civil Rights movement guided by Martin Luther King Jr. with what some call today the ‘Thug generation’? Would Martin Luther King Jr. advocate in favor of black gangs, criminal behavior, drug exchange, degradation of women values, broken parenthood, dependency on government programs and violent rap lyrics that seem to exist today in most black neighborhoods across America but did not exist during the civil rights movement?

    I have no way of knowing what Dr. King would do or say if he were alive today. I would imagine he would be deeply disappointed with the people who purport to represent blacks and some of the nonsense emerging from America’s colleges and universities.

    10) There is no doubt that Americans are among the highest drug users in the world. Have drugs crippled black communities and Americans in general? Are drugs responsible for all the troubles in the African American community?

    The crippling effects of drugs are not confined to any one community.

    11) The Harvest of Shame was a powerful documentary filmed in the 1960’s that showed how hard working blacks, Caucasians and Mexicans struggled to survive in the agricultural farmlands of America to earn a modest living. It showed a strong black working class prevalent before in blue collar sectors raging from construction and fishing, to mining jobs. Unlike in the past, today the black working class has been replaced by Mexicans, Guatemalans, Salvadorians and Hondurans who have no problems finding jobs. Does the present generation of uneducated blacks work as hard as the generation of the 60’s and bellow? Are Americans in general lax about acquiring new opportunities, and feel entitled to high paid jobs without earning the skills or rights to move forward? Simply put, are many Americans today lazy people who want the whole world at their feet without working hard for it?

    I think this question conflates too many things. There are plenty of hard working, low-skilled blacks who work several jobs. If America would address illegal immigration and the surplus of cheap labor, it might result in higher wages for blacks and low-skilled Hispanics.

    -The Harvest of Shame documentary also shows how black children were eager to get an education to escape poverty, but had a hard time doing so. It is clear in the documentary that it was tough for black children to settle in school because families traveled from state to state trying to find work in the agricultural fields of America. In contrast, the generation of blacks today, having significantly greater opportunities than blacks in the past, show the complete opposite behavior while claiming that the government is not supportive. Do you think that the newer generation of blacks is akin the generation of the 60’s who seem to have worked much harder having less access to educational programs?

    Do black kids of this generation really have an excuse to fail having it easier to succeed as compared to the past? 

    I have not seen the film, so I cannot comment on its depiction of blacks.

    12) Africans that come to the United States start in low income areas and work hard to get an education. Many Africans become lawyers and doctors among other college degrees and end up moving to higher income areas; the same is true with other ethnic groups from Vietnam, Laos, and China among others countries. In contrast, black Americans per-capita are significantly less successful overall than their African counterparts. Are blacks taking real advantage of the educational system? And are they more likely to buy a brand new pair of Jordan’s instead of purchasing a $3 dollar math or history book in Goodwill? Are they more likely to dropout from school and engage in crime, than attend a free local public library and spend time lifting a solid education? What is the difference between the African migrant mindset as opposed to the black American mindset?

    Immigrants who come to America tend to have higher education and more resources. They start from a higher vantage point than many black descendants of slaves.

    13) Many teachers across the nation complain that they find it almost impossible to teach elementary schools in many black communities. They are many recorded cases and documentaries that support those claims, including students who abuse their teachers and record it. On the contrary, many activist like BLM, and other community activist like Rev Al-Sharpton, and Jessie Jackson campaign against the government for lack of funding. Do you detect any hypocrisy?  

    This is too complicated to address in a few sentences. What you are describing are two different things. The teachers are complaining about disciplinary problems and the activists are focusing on the achievement gap and attributing this to a lack of resources. Resources will not fix the disciplinary problems that often stem from broken homes and absent fathers.

    14) The terminology behind the word ‘racism’ is disputed among academic theologians. But the overwhelming majority believe it means “the belief to be superior” to another ethnic group. Do you believe America is racist or xenophobic? When whites or other minorities have a negative stereotype against black Americans, is that ‘racist’ or ‘xenophobic’ in origin? Is the word racism being used correctly now days?

    The word racism is overused by liberals. Nowadays, it is used to silence people who hold opposing views on any number of topics.

    -There is only one race, and that is the human race, so the terminology of ‘racism’ makes little sense. When we talk about ‘racism’ are we really taking about ‘ethnic intolerance’? In your opinion is ethnic intolerance the same as racism?

    I don’t think it matters what you call it. Cultural differences often result in situations where one group or the other see themselves as victims of racism or unfair discrimination.

    15) In the Daily Journalist we conducted a survey a few years ago on different shops and restaurants in Las Vegas owned by foreigners and new American ethnic groups. To our surprise we discovered that Asian, Middle Eastern, Mexican, Indian, Easter European, Pakistani, Latinos and surprisingly Africans distrusted black-Americans out of every other ethnic group. In almost all instances criminal behavior was the ‘main concern’ and they encouraged police to inflict harsher surveillance laws to protect their business. In the study, we excluded surveying Caucasians just to understand what other ethnicities felt about other minority groups in America. In your opinion, is racism among other minorities towards blacks caused not by skin color but by crime? Or are these minorities inherently racist?

    I didn’t conduct the survey so I have no independent means of assessing what was going on in the heads of the respondents. It strikes me as a typical case of stereotyping.

    The media covers a lot of cop vs black related issues to portray white racism against blacks and create public outrage, but fails to cover the racial war taking place in many cities like Los Angeles, where Mexicans overthrow —- and sometimes kill blacks in many neighborhoods — the opposite is also true in heavily black populated neighborhoods. Such wars have taken the lives of many innocent people from both sides and its growing –especially in gang related communities. Why do you think the media focuses on whites killing blacks, but it doesn’t focus on blacks killing Mexicans, or Mexicans killing blacks?

    The media has been conditioned to focus on whites killing blacks because these cases tend to be sensationalized more by vocal black activists who are quite adept at holding press conferences and creating a frenzy among bystanders. While this is happening stories of minorities killing each other gets short shrift. These include Mexican gangs singling out and killing blacks in communities that were once historically black and the crimes that take place within and across minority groups.  Blacks and Hispanics compete for jobs, housing, and educational opportunities. This creates a measure of resentment because blacks believe other groups are favored. Of course, this deserves more media attention than it gets.

    -In another study (which still needs revision) minorities and American Caucasians were asked several questions regarding racism targeted against blacks. For our surprise, the minorities were more vocal about blacks than Caucasians, who seemed less vocal and passive on their response. The minorities surveyed above described how they view a large percentage of blacks as “lazy thugs”, “gang affiliated” “criminals”, “thieves”, “violence instigators”, “problematic” and “dangerous”. Others minorities complained that they “should have laws where blacks wearing a certain dress code should not be allowed to shop or dine inn” especially the shops closest to black communities. It seems akin Jim Crow laws. Minorities are growing rapidly and the Latino and Asian population is expected to boom by 2025. What is your opinion? Do you have any concerns? Are the black stereotypes an issue?

    Of course, I have concerns about actual and perceived racism, as well as the impact of stereotyping on blacks and other dark-skinned people.  It is a reality that needs to be monitored and addressed whenever it creeps into a situation.

    16) Gang violence has proliferated in cities like Las Vegas, Phoenix, Chicago, Detroit, Newark, Houston, Atlantic City, Cincinnati, Los Angeles and Albuquerque among many other cities. Criminal activity is very high among inner-city districts and things are getting worse especially in black neighborhoods. Most of crime violence per-capita is topped by African Americans and Latinos, but Latinos are involved in organized crime especially in the southwest and west coast; whereas, blacks are mostly active on individual crime and smaller gang violence related cases. Are minorities who stereotype blacks as violent instigators exemplifying a problem that is seems to be getting worse over time?  Why are gangs and violence proliferating? Gangs might be proliferating because we have tied the hands of many police officers and created a disincentive for them to engage with individuals displaying suspicious behavior.

    – Do black communities have a real problem with criminal activity in their neighborhoods compared to other ethnicities? True or false and why?

    Crime rates are higher in predominantly black inner-city neighborhoods.

    17) Are people in general confusing racism with stereotyping criminal behavior? Are blacks aware that the stereotype might be why racism might be growing in America? If criminality significantly went down in black communities will the black stereotype finally vanish?

    I don’t know if the average black American is aware of how the crime rates in their communities compare with crime rates in non-black communities.

    – Many people stereotype blonde women as non intelligent, loudly and easy; others stereotype Mexicans as dish washers, illegals and alcoholics. Many people stereotype blacks in America as chicken eaters, criminals and thugs; others stereotype Asians as bad drivers, midgets with a small male reproduction organ; the list goes on and on… Are stereotypes racist? Or do people who give stereotypes not be categorized as racist or ethnic intolerant?  

    Stereotypes exist because they often contain a kernel of truth. Stereotyping is harmful when people make snap decisions based on someone’s outward experience. Non-discrimination laws offer a modicum of protection against certain forms of harmful stereotypes. Stereotypes can work to the advantage of some groups when they are positive. For example, stereotypes of Asians being smart, blacks being talented and gifted in sports, and women being better caretakers and cooks than men.

    18) Law enforcement has been under a lot of criticism by black communities after the few incidents that involved the killings of Alton Sterling and Philando Castile. They point out that “blacks are not treated like whites on judicial cases and indictments” do you believe this to be true?

    It depends on the circumstances. Blacks will have a higher rate of violent encounters with police if they are more likely to resist arrest or fail to comply with officer commands.

    -Many of the police killings that targeted Blacks were caused by Latino law enforcement officers. Is this concept of white cops versus black suspects handled properly by the media or are white cops responsible for how law enforcement is conducted?

    It does not matter when the offending officer is black, white, or Latino. People who are concerned about police brutality and aggression paint with a brush that tarnishes all officers.

    – Cops killed nearly twice as many whites in 2015. More whites and Hispanics die from police homicides than blacks according to the McDonald report conducted by The Washington Post. According to McDonald, 12 percent of white and Hispanic homicide deaths were due to police officers, while only four percent of black homicide deaths were the result of police officers. Why has the mainstream media concentrated most of its powers in reporting black homicide from police officers instead of Latinos and whites? Why is the media so focused on blacks when Hispanics triple the cop death statistics? Do you think it’s wrong that the media reports black- death by the hands of cops and not Latinos or whites?

    -They are about 317 million Americans, over 1 million police officers, and over one thousand killings committed by Police officers per year. They are about 9,225,197 crimes committed in 2015. Is one thousand cop kills compared to the overall population and the crimes committed per year a small number? What you think is the percentage of the 1 thousand police killings that involve the death of innocent people?  

    I don’t have this information.  Given your statistics, you seem well positioned to answer your own question here.

    19) Is the liberal media racist against Latinos (predominantly Mexicans) and against Caucasians for only biasing cops killing blacks?

    The media clearly operates with a double standard when it comes to police shootings and hate crimes. Hate crimes involving minority attacks on whites, Hispanics, and Asians are rarely covered.

    20) With the rise of the internet, crime is reported and uploaded by citizen journalist on a daily basis outside the radar of mainstream media networks and their selective filter of news. Youtube, Liveleak, reddit among other online sites have become the visual and viral hall-mark of cases were criminal incidents are likely to be published for their visual impact. These range from burglary, stabbing, death, gang shootouts, theft and violence; these also includes cops killing blacks, whites and Latinos for resisting officers. The mainstream media on the other hand focuses more on bashing law enforcement, than on crime itself. Many claim that mainstream media networks have started a race war between Americans. The idea is to focus less on crime itself, and more on cop versus black incidents to stirrup greater controversy and gain greater television ratings that help sponsors set more TV ads. What is your thought on this? Why are mainstream media networks likely focused on reporting cop-on-black cases, than reporting the hundreds violent criminal incidents published daily on social media networks? Are mainstream media networks purposely making local news, national headlines —– if it comes down to police related cases — but avoid virulent crime to not make national headlines? Is mainstream media fair on their coverage?

    Mainstream media operates as if it doesn’t have a clue about what fair coverage would look like. It really makes one wonder what is being taught in schools of journalism and about the messages that come from the heads of media organization. There is no pretense of being fair.

    21) New Orleans is now the murder capital of America, with Detroit not far behind and Chicago well on its way. Should the black issues that affect New Orleans be the issues of black communities in New York City, or Seattle? Is it fair that people in Boston protest the problems of people in St Louis? Should local issues stay local? And if not, should all local crime be reported in national news and not just cops vs black issues?

    It is important for all Americans to know which cities and towns have the highest murder rates. Local crimes and gang violence can have national consequences, especially if they are related to drugs and gang warfare.

    22) In your opinion is the problem going to get worse before it gets any better? What is your biggest hope and biggest fear regarding the black community in America?

    I think America is headed for unprecedented levels of racial and ethnic conflict. I wrote about this in a 2002 book titled, The New White Nationalism in America: Its Challenge to Integration (Cambridge University Press).  The conditions I outlined more than a decade ago are converging to create a devil’s brew for heightened racial and ethnic conflict.

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